The ANA JCB Wide Gold Credit Card is a top choice for travelers who frequently fly with ANA and want to earn generous mileage rewards.
It offers premium travel benefits, exclusive access, and strong integration with the ANA Mileage Club.
This guide will walk you through the process of applying for the card and using it effectively to maximize your rewards.
Key Features of the ANA JCB Wide Gold Credit Card
The ANA JCB Wide Gold Credit Card is designed for frequent flyers and everyday spenders who want to earn more miles and enjoy premium perks.
Below are the core features that make it a top choice.
- Generous Mileage Accrual: Earn 10 miles per JPY 1,000 spent across all purchases—a significant boost compared to standard ANA Cards.
- Boarding Bonus Miles: Get a 25% mileage bonus on eligible ANA flights when you hold the Gold card.
- Enrollment & Renewal Bonuses: Enjoy a 2,000-mile bonus upon joining the card and each yearly renewal.
- Travel Accident Insurance: Coverage up to JPY 50 million (in some cases up to JPY 100 million) for domestic and international travel.
- Airport Lounge Access: Complimentary access to domestic ANA or JCB lounges on departure days.
- In-Flight & Duty-Free Discounts: Get 10% off at ANA in-flight sales, ANA FESTA, and duty-free shops with your card.
- JCB & ANA Benefits: Enjoy JCB lounge access, concierge services, and discounts at ANA partner stores.
- Smart Payment Convenience: Supports Rakuten Edy, QUICPay, PiTaPa, ETC functions—ideal for cashless daily use.
Eligibility Requirements and Fees
Here’s a clear overview of the eligibility requirements and fees for the ANA JCB Wide Gold Credit Card.
Eligibility Requirements
- Must be at least 20 years old with a stable income.
- Must have Japanese residency and a Japanese mobile number.
- The application must include your name in kanji (or katakana).
Fees, Interest Rates & Insurance
- Annual fee (primary cardholder): ¥15,400 (tax included)
- Annual fee (family member): ¥4,400 (tax included)
- Revolving interest rate: Approximately 15.0%
- Cash advance interest rate: Around 18.0%
- Late payment fee: Typically 14.6%–20.0%, depending on payment type
Travel Accident Insurance Coverage
- Up to ¥50 million for both domestic and international travel
- Up to ¥100 million in certain qualifying cases (e.g., flight boarding accidents)
- Includes coverage for medical treatment, disability, and death while traveling
How to Apply Online Step-by-Step
Applying online is fast, secure, and can be done in just a few minutes from your device.
Here’s how to apply online for the ANA JCB Wide Gold Credit Card in simple steps.
- Gather Required Documents: Prepare your ID (e.g., residence card or My Number card) and proof of income (payslips or tax statements).
- Visit the Official Site: Go to the ANA or JCB website, locate the Wide Gold Card page, and click the “Apply” button.
- Fill in the Application: Enter personal details, employment info, income, and your ANA Mileage Club number.
- Upload Documents & Verify: Submit scanned copies or photos of your ID and income proof, then complete mobile or email verification.
- Submit & Await Results: Send your application. You’ll receive the results via email or mail after screening.
- Receive and Activate Your Card: Upon approval, your new card will be mailed to you. Follow the activation steps included.
How to Maximize ANA Mileage Rewards
These tips will help you earn the most miles with your ANA JCB Wide Gold Credit Card.
Focus on smart spending, partner programs, and maximizing bonuses to drive growth.
- Book ANA and Star Alliance flights: Earn 25% bonus miles on ANA flights and 30–150% based on fare class with ANA or Star Alliance.
- Use ANA Card Miles Plus merchants: Get extra miles at stores like Seven-Eleven, Starbucks, and Yamada Denki—1 mile per ¥100.
- Convert Oki Doki points efficiently: Earn 1 point per ¥1,000 spent and convert to ANA miles at a rate of 1 point = 3 miles.
- Activate enrollment and renewal bonuses: Get 2,000 bonus miles when you join and each time you renew.
- Use ANA group services: Earn more miles with ANA SKY SHOP, ANA FESTA, and delivery services.
- Transfer points from other programs: Convert points from Amex or Marriott to increase your ANA miles.
Additional Cardholder Perks
Alongside miles, the ANA JCB Wide Gold Credit Card offers a range of perks that enhance travel and everyday convenience.
Here’s a quick look at these extra benefits:
- Airport lounge access: Enjoy complimentary entry to domestic ANA and JCB Plaza lounges when traveling with ANA.
- Payment convenience: Use contactless JCB, Apple Pay, Google Pay, and other mobile wallets securely, with EMV chip support.
- Concierge services: Get help arranging travel, dining, and reservations through JCB’s concierge network.
- Exclusive offers: Access discounts and promotions at ANA Card Miles Plus merchants, JCB Plaza spots, and ANA-operated stores.
How to Manage Your Account Effectively
Managing your card efficiently helps you stay on top of payments, track rewards, and avoid fees.
Here are simple ways to handle your account.
- Use the MyJCB Online Portal: Log in to check your balance, review transactions, and download monthly statements.
- Enable Mobile Notifications: Set up SMS or email alerts to receive notifications for spending activity, payment reminders, and important notices.
- Track ANA Mileage: Log in to your ANA Mileage Club account to monitor miles earned, bonus activity, and expiration dates.
- Automate Your Payments: Set up automatic payments to avoid late fees and maintain a good credit standing.
- Update Your Personal Information Promptly: Always keep your contact number, address, and email address updated to avoid service interruptions.
- Monitor Bonus Campaigns: Check for seasonal promotions through the JCB or ANA websites to maximize rewards.
Customer Support and Contact Information
Here are the key customer support contacts to reach out to if you need help with your ANA JCB Wide Gold Credit Card.
ANA Card Support
Lost or stolen JCB card (#8400 hotline):
- Toll-free (Japan): 0120‑794‑082
- Regional direct lines: Tokyo 03‑5778‑5300, Osaka 06‑6946‑9733, Fukuoka 092‑712‑5599, Sapporo 011‑222‑3016
Available 24 hours, year-round.
Card not received (enrollment inquiries for JCB):
- Toll-free: 0120‑015‑870
- Smartphone line: 0570‑015‑870
- Hours: 9:00–17:00 (closed Sundays, holidays, New Year)
General ANA Card or Mileage Club inquiries:
- Refer to ANA’s “Connect with ANA” page for booking, account issues, chatbot, and email options.
JCB Support Services
JCB PLAZA Call Center (Global travel assistance):
- Toll-free in Japan: 0120‑500‑544 (also available in English, Chinese, and Korean)
- Open 24/7 for travel information, assistance, reservations, and emergency help
The Bottomline
The ANA JCB Wide Gold Card is a strong choice for travelers and ANA loyalists.
Apply online if you meet the eligibility criteria and want travel perks and bonus miles.
Maximize your mileage by using the card for everyday purchases and flight bookings.
Disclaimer
Information in this article is for general guidance only and may not reflect the most recent updates from ANA or JCB.
Please refer to the official ANA or JCB websites for the latest terms, fees, and eligibility requirements before submitting your application.
